Newsletter Q4 2024

On 1 December the new European Commission took office, with Maria Luís Albuquerque, the European Commissioner at the helm for Financial Services and the Savings and Investments Union. The timeline for new Commission initiatives is set to be announced in the 2025 work programme expected on 11 February.

Meanwhile, this past quarter saw progress in institutional discussions on the Payment Services Regulation and Digital Euro. The Commission requested information from Visa and Mastercard on the fees it charges acquirers. The Commission also called on Apple to stop geo-blocking practices on its service, as it may violate EU rules on discrimination based on nationality and residence. In this newsletter, we also cover the European Payments Initiative’s launch of its digital wallet in three European markets: Germany, France, and Belgium.

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