Card Payment Sweden Newsletter Q1/23


Valdani, Vicari & Associati (VVA) and the Centre for European Policy Studies (CEPS) published a study on the impact of the Second Payment Services Directive (PSD2). The report will serve as a reference point for the European Commission as it drafts its upcoming changes to the directive, expected to be published on 28 June. The report is advisory and non-binding. The authors find future developments in the market, such as the possible adoption of the digital euro or the uptake of crypto assets, might impact the needs underpinning PSD2. Notwithstanding this, the study assesses that the objectives of PSD2 continue to address the current needs, except for steering charging practices across countries, which has been achieved to a large extent.

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